A rule of thumb for the economic capital of a large credit portfolio

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Date

2004

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Publisher

Universität Dortmund

Abstract

We derive approximate formulae for the credit value-at-risk and the economic capital of a large credit portfolio. The representation allows to change the risk horizon quickly and avoids simulation or numerical procedures. The Poisson mixture model is equivalent to CreditRisk+ and uses the same parameters.

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Keywords

portfolio credit risk, counting process, economic capital, operational risk, martingale, mixture distribution, compounding, frailty

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